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Protect your savings with an

Extended Insured Account

Insure Up to $15 Million in One Simple Account

There’s nothing quite like knowing your money is fully protected. With our Extended Insured Account, you can secure up to $15 million in NCUA insurance within a single, convenient account, giving you greater protection, confidence, and control.

No fees icon

$0 opening or maintenance fees, ever

Easy transactions icon

Deposit, transfer, and withdraw money at any time

Continuous transparency icon

Continuous transparency for your funds to ensure they are always fully covered

Earn 2.30% APY*

More Interest. More Protection.

Designed to combine maximum security with competitive earnings, the Extended Insured Account provides a simple, streamlined way to safeguard large deposits while keeping your funds easy to manage.

As always, your deposits at Floridacentral Credit Union are federally insured by the NCUA. The Extended Insured Account builds on this protection by expanding your coverage well beyond the standard limits.

 

Enjoy peace of mind with an Extended Insured Account

For up to $15M extended NCUA share insurance**

RECEIVE
$500

When you deposit
$250K-500K

RECEIVE
$1000

When you deposit
$500K-1M

RECEIVE
$2000

When you deposit
$1M+

 

Offer valid for accounts opened between 4/1/26 - 6/30/26. Offer may change or end without notice. Within 90 days of coupon enrollment, transfer $250,000+ in qualifying new money to a Floridacentral Extended Insured Account. Maintain your new money for 90 days from account opening—we’ll send you an American Express Gift Card. Qualifying new money defined as funds not already deposited at Floridacentral.

We’re Here to Help

Our Wealth Management Team is ready to answer your questions, walk you through how the Extended Insured Account works, and help you decide if it’s right for your financial goals.

*APY as of April 1, 2026. Rates may change without notice.

**Insurance provided through program credit unions subject to Account Terms and Conditions.