The holidays are a time for making memories, celebrating with loved ones, and enjoying the season. With Floridacentral's Holiday Skip-a-Pay Program, you can request to skip an eligible loan payment due in November, December, or January, giving your budget a little extra breathing room when you need it most.
Whether you're planning holiday travel, shopping for gifts, or preparing for seasonal celebrations, a little extra financial flexibility can go a long way.
More Room in Your Budget
Keep extra funds available for gifts, travel, holiday gatherings, or everyday expenses.
Choose Your Holiday Month
Request to skip an eligible loan payment due in November, December, or January.
Just $15 Per Loan
Take advantage of the program for a $15 processing fee per eligible loan.
A Little Extra Holiday Flexibility!
Make the most of the season with these program benefits:
Eligibility Requirements
Before submitting your Holiday Skip-a-Pay request, please review the following requirements:
- Your loan must be current at the time of your request.
- Your loan must have been open for more than 90 days.
- No more than two payments may have been skipped on the loan in the past 12 months.
- Submit your request at least 7 days before your payment due date.
- A $15 fee per loan must be available in your Floridacentral checking or savings account at the time of submission.
- A separate request is required for each loan you wish to skip.
- Credit cards, first and second mortgages, revolving lines of credit, and QCa$h Loans are not eligible.
Have Questions About Holiday Skip-a-Pay?
We're here to help! If you have questions about eligibility, the request process, or how Holiday Skip-a-Pay works, our team is happy to assist you.