Vacation Loans

Flexible Financing for the Trip You’ve Been Thinking About

Whether you're planning a family getaway, a romantic escape, or the adventure you've been dreaming about for years, our Vacation Loan can help you book your trip now and pay over time with competitive rates, fixed monthly payments, and flexible terms designed around your budget and travel goals. With quick local decision-making and personalized service from Floridacentral Credit Union, you can focus less on the financing and more on creating unforgettable memories.

Flexible Financing

Choose loan options designed to fit your budget and travel plans.

Competitive Rates

Enjoy rates that help make vacations more affordable and manageable.

Quick Decisions

Apply online in minutes and get fast local decision-making.

Member-First Service

Get personalized support from a local credit union focused on helping members succeed.

Cruise Escape

Mountain Retreat

City Adventure

Our Rates

Loan Type	APR¹	Term
Personal Loan (as low as)	9.99%	Up to 60 months
Personal Line of Credit (as low as)	9.99%	Revolving
Share Secured Loan (as low as)	3.00%	Up to 120 months
CD Secured Loan (as low as)	CD Rate + 2.00%*	Varies, depending on the CD term

¹APR is Annual Percentage Rate. Annual Percentage Rate based upon individual applicant's creditworthiness and term of the loan. Other terms and rates available. Rates and terms are subject to change without notice. Payment does not include insurances. Rates effective as of July 25, 2025.

*Rate floor is 3.00% Annual Percentage Rate.

Examples:

A $10,000 personal loan with a term of 60 months and an APR of 9.99%, would have an estimated monthly payment of $212.42.